Medicaid Estate Recovery Program

Last updated

Medicaid estate recovery is a required process under United States federal law in which state governments adjust (settle) or recover the cost of care and services from the estates of those who received Medicaid benefits after they die. By law, states may not settle any payments until after the beneficiary's death. States are required to adjust or recover all costs under certain circumstances, all involving long-term care arrangements. Federal law also gives states the option to adjust or recover the costs of all payments to health care providers except Medicare cost-sharing for anyone on Medicaid over the age of 55. [1]

Contents

Details

States are required to recover long-term-care-related (LTCR) Medicaid expenses from people who are 55 or older and have received Medicaid from the recipients' probate estates. [2] [3]

States also have the option to recover costs of all other Medicaid services for people who are 55 or older and have a separate option to extend the recovery beyond probate estates. That is known as "expanded estate recovery." [2] [3] [4]

Recovered amounts may include capitation charges as to whether or not medical services were used, [5] [6] as well as expenses that are directly paid under Medicaid to the service provider for services used. [2] [7] [8]

The scope of the recovery includes "traditional" Medicaid (referring to the versions of Medicaid that existed prior to the Affordable Care Act (ACA), as well as to the expanded Medicaid introduced by the ACA. [9]

States may not recover from the estate of a deceased Medicaid enrollee who is survived by a spouse or a child who is under 21, blind, or disabled. States are also required to establish procedures for waiving estate recovery when recovery would cause an undue hardship. [3]

States may impose a lien for Medicaid benefits that are incorrectly paid pursuant to a court judgment. States may also impose liens on real property during the lifetime of a Medicaid enrollee who is permanently institutionalized. States must remove the lien when the Medicaid enrollee is discharged from the facility and returns home. [3]

History

States have been authorized to implement estate recovery programs since 1965, when Medicaid first began. However, prior to 1990, only 12 of the states had established Medicaid estate recovery programs. [10]

The federal government has made it a requirement for states to implement an estate recovery program for Medicaid in the Omnibus Budget Reconciliation Act of 1993. [10] [1] That was done with primary concern towards recipients who received long-term care services, which had required the applicant to have very low asset levels.

The Act allowed recipients and their spouses to retain a home and certain other modest assets, to avoid their total impoverishment, while they are alive. Estate recovery collected the assets from the estate when both recipient and spouse had deceased. [9] The Act also gave states the option of recovering other Medicaid expenses. [1]

Non-LTCR estate recovery and ACA

View that non-LTCR recovery is problematic

The view that there were problematic aspects of the interaction of non-LTCR Medicaid estate recovery with the ACA has been put forth in various places since the ACA was passed, [5] [11] [12] [13] and stemmed from the fact that much of the coverage made available under the ACA is Medicaid, which is subject to estate recovery for people 55 and older, in a number of states.

The ACA was designed to make available and promoted as allowing affordable health insurance to all people without other forms of insurance.

It attempts to make the insurance available (for the case of US citizens [14] [15] ) by retaining existing Medicaid programs ("traditional Medicaid," which generally required both low incomes and very low asset levels); by starting a new class of Medicaid for people with Modified Adjusted Gross Incomes (MAGIs) no more than 138% of the Federal Poverty Level (FPL) and having no maximum asset levels; [14] by offering people with all income levels access to on-exchange insurance plans from private insurers; and by offering sliding-scale income-based subsidies for those with MAGIs above 100% of the FPL to 400% of the FPL, provided they are not eligible for either a traditional Medicaid or expanded Medicaid, a Children's Health Insurance Program (CHIP), or an employer's or a family member's employer's insurance program. [14]

One aspect of that point of view that was raised noted the goal of providing health insurance is interfered with if states exercise their option to recover costs of all medical care (not just LTCR) for people 55 or older. People getting Medicaid do not have the protections normally associated with health insurance.

People 55 or older getting Medicaid are not eligible to receive a subsidy [14] on an ACA on-exchange plan, but they have an option of purchasing an ACA on-exchange plan without a subsidy. [14] However, that option may be unaffordable since the class of people involved often has a MAGI at or below 138% of the FPL. [16]

An additional problematic aspect of the estate recovery of non-LTCR expenses that was brought up was the unequal treatment of people below 138% of the FPL under the ACA, who get expanded Medicaid and are subject to estate recovery if they are 55 or older, and people just above 138% of the FPL, who get highly subsidized, very-low-net-cost, on-exchange insurance, which is not subject to estate recovery. [6] [17] [18]

Another aspect raised was that people, under the ACA, had to be covered under threat of a financial penalty unless they were covered, but for many people, the only affordable coverage available was Medicaid. That came often with capitation charges against the person's estate, even if medical services were unused, [5] [6] and with a risk of large payments for medical services used if the person got sick and had to be paid back by the estate. [2] [7] [8]

The federal mandate has been removed since the start of 2019; that aspect continues to have relevance in states that have their own financial penalties for not carrying coverage, [19] which include New Jersey, [20] Massachusetts, [8] [21] and the District of Columbia [22] among states that currently do estate recovery of non-LTCR Medicaid expenses.

In a January 2014 Washington Post article, Matt Salo, executive director of the National Association of Medicaid Directors, responded to the issues by indicating, "It wouldn’t make sense for a state to pursue a claim on the property of a new [expanded] Medicaid recipient under the health-care law." He added, “There’s no way any state is going to see it as cost-effective or politically sensible to do that.” [17] However, state Medicaid spokespersons for both New Jersey and Minnesota made contradictory assertions that indicated their states intended to continue the estate recovery of all medical expenses for all Medicaid recipients. [23] [24] As of August 2019, at least 12 states that have expanded Medicaid: Massachusetts, [8] [21] New Jersey, [20] Iowa, [25] Nevada, [26] New Hampshire, [27] [28] North Dakota, [29] Ohio, [30] Rhode Island, [31] Indiana, [32] Utah, [33] Maryland, [34] and the District of Columbia [22] maintain the estate recovery of all medical expenses for expanded Medicaid recipients in their laws and regulations.)

In late February 2014, two months after the main ACA provisions went into effect, the Obama administration's Center for Medicare and Medicaid Services (CMS) issued a letter stating, “CMS intends to thoroughly explore options and to use any available authorities to eliminate recovery of Medicaid benefits consisting of items or services other than long term care and related services in the case of individuals who are determined eligible for Medicaid benefits using the MAGI methodology." [9] [35] "MAGI methodology" for Medicaid eligibility refers to roughly those people added to Medicaid in expanded Medicaid. [9]

Argument for non-LTCR estate recovery since ACA

Medicaid estate recovery documents from the various states with estate recovery of non-LTCR expenses often explain the purpose of their estate recovery program. For example, a New Jersey document stated, "DMAHS pursues recovery from estates to supplement funds available for medical assistance programs and limit the burden upon taxpayers caused by rising medical costs. Funds recovered help provide assistance to others in need." [20]

It can be argued that the justifications were written before the ACA main provisions went into effect in 2014 and do not account for the changes in who is affected by the recovery since the ACA. As well, the ACA may reflect a changed attitude intended in the law, that affordable health insurance should be available to all as an expected matter of national policy.some may consider it important to examine justifications under the assumption of expanded Medicaid.

The argument to continue non-LTCR estate recovery was expressed by an assistant commissioner for the Minnesota Department of Human Services, a state that had expanded Medicaid: “The general idea here is that people with assets should help contribute to the cost of their coverage, Many have incurred thousands of dollars of medical expenses at taxpayer expense. That’s the reason for these recoveries. It’s not intended to be punitive.” [5]

Post-ACA adjustments to recovery regulations

State regulation adjustments stopping non-LTCR Estate Recovery

Prior to the ACA main provisions [36] going into effect on January 1, 2014, a number of Medicaid expansion states had had laws and regulations that underwent non-LTCR estate recovery and have stopped or limited the practice but not necessarily permanently:

  • New York (starting April 1, 2014) [37] [38]
  • Connecticut (retroactive to ACA main provisions start; expanded Medicaid only; not extending to all non-long-term-care related) [39] [40]
  • Washington (at ACA main provisions start) [41] [42]
  • Oregon (at ACA main provisions start) [43] [44]
  • California (2017) [45] [46]
  • Minnesota (2017) [47] [48] Minnesota has language on the signature page of its ACA application that may leave open its option to estate recover from current Medicaid recipients if it changes its laws or regulations in the future, and/or to recover from Medicaid recipients in future years on ACA auto-renewals. [7]
  • Colorado [49] [50]

In addition, there are some Medicaid expansion states without non-LTCR Medicaid estate recovery and still without it (such as Pennsylvania). [51] [52]

States maintaining non-LTCR estate recovery

In other Medicaid expansion states with non-LTCR Medicaid estate recovery just prior to the ACA main provisions, such as Massachusetts, [8] [21] New Jersey, [20] Iowa, [25] Nevada, [26] New Hampshire, [27] [28] North Dakota, [29] Ohio, [30] Rhode Island, [31] Indiana, [32] Idaho, [53] Utah, [33] and Maryland, [34] as well as in the District of Columbia, [22] the recovery of non-LTCR persists.

Related Research Articles

<span class="mw-page-title-main">Medicaid</span> United States social health care program for families and individuals with limited resources

In the United States, Medicaid is a government program that provides health insurance for adults and children with limited income and resources. The program is partially funded and primarily managed by state governments, which also have wide latitude in determining eligibility and benefits, but the federal government sets baseline standards for state Medicaid programs and provides a significant portion of their funding.

<span class="mw-page-title-main">Medicare (United States)</span> U.S. government health insurance for the old and disabled

Medicare is a government national health insurance program in the United States, begun in 1965 under the Social Security Administration (SSA) and now administered by the Centers for Medicare and Medicaid Services (CMS). It primarily provides health insurance for Americans aged 65 and older, but also for some younger people with disability status as determined by the SSA, including people with end stage renal disease and amyotrophic lateral sclerosis.

<span class="mw-page-title-main">Children's Health Insurance Program</span> Health Insurance program for families administered by the United States

The Children's Health Insurance Program (CHIP) – formerly known as the State Children's Health Insurance Program (SCHIP) – is a program administered by the United States Department of Health and Human Services that provides matching funds to states for health insurance to families with children. The program was designed to cover uninsured children in families with incomes that are modest but too high to qualify for Medicaid. The program was passed into law as part of the Balanced Budget Act of 1997, and the statutory authority for CHIP is under title XXI of the Social Security Act.

Dr. Dynasaur is a publicly funded healthcare program in the U.S. state of Vermont, created in 1989. Vermont had an estimated 140,000 people under age 18 (90,000 under 300% above the Federal Poverty Level. Dr. Dynasaur covered 56,000 of these uninsured. After adding the coverage of this program to those already covered by private health insurance, Vermont had achieved a virtually universal health insurance for children. As a result, the state was regarded as having the best healthcare program in the United States.

<span class="mw-page-title-main">Medicare Part D</span> United States prescription drug benefit for the elderly and disabled

Medicare Part D, also called the Medicare prescription drug benefit, is an optional United States federal-government program to help Medicare beneficiaries pay for self-administered prescription drugs. Part D was enacted as part of the Medicare Modernization Act of 2003 and went into effect on January 1, 2006. Under the program, drug benefits are provided by private insurance plans that receive premiums from both enrollees and the government. Part D plans typically pay most of the cost for prescriptions filled by their enrollees. However, plans are later reimbursed for much of this cost through rebates paid by manufacturers and pharmacies.

<span class="mw-page-title-main">Massachusetts health care reform</span>

The Massachusetts health care reform, commonly referred to as Romneycare, was a healthcare reform law passed in 2006 and signed into law by Governor Mitt Romney with the aim of providing health insurance to nearly all of the residents of the Commonwealth of Massachusetts.

The Arizona Health Care Cost Containment System is the state agency that administers Arizona’s Medicaid program. Medicaid was created to provide healthcare to individuals who qualify by financial need. The $14.6 billion dollar program covers the behavioral and physical health care services for more than 1.9 million Arizonans. In 2019, AHCCCS covers approximately 48% of Arizona’s children and 54% of babies born in the state.

The California Medical Assistance Program is the California implementation of the federal Medicaid program serving low-income individuals, including families, seniors, persons with disabilities, children in foster care, pregnant women, and childless adults with incomes below 138% of federal poverty level. Benefits include ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder treatment, dental (Denti-Cal), vision, and long-term care and support. Medi-Cal was created in 1965 by the California Medical Assistance Program a few months after the national legislation was passed. Approximately 15.28 million people were enrolled in Medi-Cal as of September 2022, or about 40% of California's population; in most counties, more than half of eligible residents were enrolled as of 2020.

In the United States, health insurance helps pay for medical expenses through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits". In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, which both provide assistance to people who cannot afford health coverage.

<span class="mw-page-title-main">Health insurance coverage in the United States</span> Overview of the coverage of health insurances in the United States

In the United States, health insurance coverage is provided by several public and private sources. During 2019, the U.S. population overall was approximately 330 million, with 59 million people 65 years of age and over covered by the federal Medicare program. The 273 million non-institutionalized persons under age 65 either obtained their coverage from employer-based or non-employer based sources, or were uninsured. During the year 2019, 89% of the non-institutionalized population had health insurance coverage. Separately, approximately 12 million military personnel received coverage through the Veteran's Administration and Military Health System.

In the United States, health insurance marketplaces, also called health exchanges, are organizations in each state through which people can purchase health insurance. People can purchase health insurance that complies with the Patient Protection and Affordable Care Act at ACA health exchanges, where they can choose from a range of government-regulated and standardized health care plans offered by the insurers participating in the exchange.

A health insurance mandate is either an employer or individual mandate to obtain private health insurance instead of a national health insurance plan.

<span class="mw-page-title-main">Affordable Care Act</span> U.S. federal statute also known as Obamacare

The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and colloquially known as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act of 2010 amendment, it represents the U.S. healthcare system's most significant regulatory overhaul and expansion of coverage since the enactment of Medicare and Medicaid in 1965.

Healthy Way LA (HWLA) was a free public health care program available to underinsured or uninsured, low-income residents of Los Angeles County. The program, administered by the Los Angeles County Department of Health Services, was a Low Income Health Program (LIHP) approved under the 1115 Waiver. HWLA helped to narrow the large gap in access to health care among low-income populations by extending health care insurance to uninsured LA County residents living at 0 percent to 133 percent of the Federal Poverty Level (FPL). Individuals eligible for HWLA were assigned to a medical home within the LA County Department of Health Services (LADHS) or its partners, thus gaining access to continuous primary care, preventive and specialty services, mental health services, and other support systems. HWLA was one of the few sources of coordinated health care for disadvantaged adults without dependents in LA County. HWLA was succeeded by My Health LA, a no-cost health care program for low-income Los Angeles County residents launched on October 1, 2014.

Health care finance in the United States discusses how Americans obtain and pay for their healthcare, and why U.S. healthcare costs are the highest in the world based on various measures.

The Affordable Care Act (ACA) is divided into 10 titles and contains provisions that became effective immediately, 90 days after enactment, and six months after enactment, as well as provisions phased in through to 2020. Below are some of the key provisions of the ACA. For simplicity, the amendments in the Health Care and Education Reconciliation Act of 2010 are integrated into this timeline.

The premium tax credit (PTC) is a refundable tax credit in the United States. It is payable by the Internal Revenue Service (IRS) to eligible households that have obtained healthcare insurance by a healthcare exchange (marketplace) in the tax year. It can be paid in advance directly to a healthcare insurance company to offset the cost of monthly health insurance premiums.

<span class="mw-page-title-main">Medicaid coverage gap</span>

In the context of American public healthcare policy, the Medicaid coverage gap refers to uninsured people who do not qualify for marketplace assistance under the Affordable Care Act (ACA) and reside in states that have not adopted Medicaid expansion under the ACA. People within this categorization have incomes above the eligibility limits for Medicaid set by their state of residence but fall below the federal poverty line (FPL), resulting in deficient access to affordable health insurance. As of March 2023, an estimated 1.9 million Americans in 10 states are within the Medicaid coverage gap according to the Kaiser Family Foundation. Approximately 97 percent of this cohort lives in the Southern U.S., with a majority living in Texas and Florida; Texas has the largest population of people in the cohort, accounting for 41 percent of people in the coverage gap.

The cost sharing reductions (CSR) subsidy is the smaller of two subsidies paid under the Patient Protection and Affordable Care Act (ACA) as part of the healthcare system in the United States. The subsidies were paid from 2013 to 2017 to insurance companies on behalf of eligible enrollees in the ACA to reduce co-payments and deductibles. They were discontinued by President Donald Trump in October 2017. The nature of the subsidy as discretionary spending versus mandatory was challenged in court by the Republican-controlled House of Representatives in 2014, although payments continued when the ruling in favor of the GOP was appealed by the Obama administration. The non-partisan Congressional Budget Office (CBO) estimated that ending the payments would increase insurance premiums on the ACA exchanges by around 20 percentage points, resulting in increases in the premium tax credit subsidies, thereby adding nearly $200 billion to the budget deficits over the following decade. Critics argued the decision was part of a wider strategy to "sabotage" the ACA.

The Patient Protection and Affordable Care Act, often shortened to the Affordable Care Act (ACA) or nicknamed Obamacare, is a United States federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act of 2010 amendment, it represents the U.S. healthcare system's most significant regulatory overhaul and expansion of coverage since the passage of Medicare and Medicaid in 1965. Once the law was signed, provisions began taking effect, in a process that continued for years. Some provisions never took effect, while others were deferred for various periods.

References

  1. 1 2 3 "Medicaid Estate Recovery". Office of the Assistant Secretary for Planning and Evaluation . March 31, 2005. Archived from the original on February 9, 2023. Retrieved March 15, 2023.
  2. 1 2 3 4 "Medicaid Estate Recovery". ASPE. 2015-12-09. Retrieved 2019-08-22.
  3. 1 2 3 4 "Estate Recovery and Liens". .medicaid.gov. Retrieved 2019-08-06.
  4. Institute, Faith Mullen, AARP Public Policy. "Questions and Answers on Medicaid Estate Recovery for Long-Term Care U..." AARP. Retrieved 2019-10-12.{{cite web}}: |first= has generic name (help)CS1 maint: multiple names: authors list (link)
  5. 1 2 3 4 Service, John Lundy | Forum News (2016-02-16). "Some shocked by estate claims after joining Medicaid via MNsure". Twin Cities. Retrieved 2019-08-06.
  6. 1 2 3 "On Medi-Cal Now, Lose Your House Later?". KQED. 2015-03-24. Retrieved 2019-08-21.
  7. 1 2 3 "MN MNSURE ACA Application". 2019-08-06.
  8. 1 2 3 4 5 "MASS HEALTH: General Policies, including Estate Recover (515.011)" (PDF).
  9. 1 2 3 4 Jost, Timothy (2014). "Implementing Health Reform: Medicaid Asset Rules And The Affordable Care Act | Health Affairs". Health Affairs Forefront. doi:10.1377/forefront.20140224.037390.
  10. 1 2 "Penn State Law Review: Medicaid Estate Recovery" (PDF). 2019-08-24.
  11. Ostrom, Carol M. (2013-12-16). "Expanded Medicaid's fine print holds surprise: 'payback' from estate after death". The Seattle Times. Archived from the original on 2015-04-09. Retrieved 2019-08-06.
  12. "EDITORIAL | Minnesota should back off on Medicaid estate recovery". Star Tribune. Retrieved 2019-08-21.
  13. "Key Proposals to Strengthen the Affordable Care Act". The Century Foundation. 2015-11-23. Retrieved 2019-08-25.
  14. 1 2 3 4 5 "Explaining Health Care Reform: Questions About Health Insurance Subsidies". The Henry J. Kaiser Family Foundation. 2018-11-20. Retrieved 2019-08-06.
  15. "Health coverage for lawfully present immigrants". HealthCare.gov. Retrieved 2019-08-24.
  16. "Medicaid Expansion Enrollment". The Henry J. Kaiser Family Foundation. 2018-12-19. Retrieved 2019-08-21.
  17. 1 2 "Little-known aspect of Medicaid now causing people to avoid coverage (Jan 2014)". Washington Post. 2019-08-23. Archived from the original on 2017-02-13.
  18. "MACPAC Issue Brief: Medicaid's New Adult Group and Estate Recovery (Nov 2015)" (PDF). 2019-08-15.
  19. Salsberg, Bob (2019-01-01). "ACA mandate gone, but a few states still require coverage". AP NEWS. Retrieved 2019-08-23.
  20. 1 2 3 4 "New Jersey Estate Recovery Document" (PDF). 2019-08-14.
  21. 1 2 3 "MA 2019 application; see conditions (9) and (10) on adobe p. 24" (PDF).
  22. 1 2 3 "Public Notice: Medicaid Estate Recovery Fact Sheet | dhcf". dhcf.dc.gov. Retrieved 2019-08-21.
  23. "Some shocked by estate claims from Medicaid via MNsure". 2019-07-26. Archived from the original on 2019-07-26. Retrieved 2019-08-28.
  24. "Feds worry death rules will limit new Medicaid enrollees". USA Today . 2014-04-01. Archived from the original on 2014-04-01. Retrieved 2019-08-28.
  25. 1 2 "Iowa Estate Recovery Document" (PDF). dhs.iowa.gov. Retrieved 2019-08-22.
  26. 1 2 "MER". dhcfp.nv.gov. Retrieved 2019-08-22.
  27. 1 2 "Estate Recoveries Unit | Office of Operations Support | New Hampshire Department of Health and Human Services". dhhs.nh.gov. Retrieved 2019-08-22.
  28. 1 2 "New Hampshire State Estate Recovery Document" (PDF). 2019-08-22.
  29. 1 2 "Medicaid Estate Recovery: Medicaid: Medical Services: Services: Department of Human Services: State of North Dakota". nd.gov. Retrieved 2019-08-22.
  30. 1 2 "Ohio Medicaid Estate Recovery Document" (PDF). 2019-08-22.
  31. 1 2 ""Collections and Payments: Liens and Recovery of Medicaid Payments" (formerly Medicaid Code of Administrative Rules, Section # 0312) (210-RICR-10-00-4) - Rhode Island Department of State (See 4.1 and 4.4)". rules.sos.ri.gov. Retrieved 2019-08-22.
  32. 1 2 "FSSA: Medicaid Estate Recovery". in.gov. Retrieved 2019-08-24.
  33. 1 2 "Utah Estate Recovery Document" (PDF). 2019-08-24.
  34. 1 2 "Maryland State Medicaid Estate Recovery Document" (PDF). 2019-08-26.
  35. "Department of HHS Medicaid Letter Feb 21, 2014" (PDF). 2019-08-06.
  36. French, Michael T.; Homer, Jenny; Gumus, Gulcin; Hickling, Lucas (2016-06-05). "Key Provisions of the Patient Protection and Affordable Care Act (ACA): A Systematic Review and Presentation of Early Research Findings". Health Services Research. 51 (5): 1735–1771. doi:10.1111/1475-6773.12511. ISSN   0017-9124. PMC   5034214 . PMID   27265432.
  37. "GIS 14 MA/016: Long Term Care Eligibility Rules and Estate Recovery Provisions for MAGI Individuals". health.ny.gov. Retrieved 2019-08-06.
  38. "NY State Medicaid and other application (see p. 23)" (PDF). 2019-08-08.
  39. "CT scales back Medicaid repayment rules for some recipients". The CT Mirror. 2014-04-09. Retrieved 2019-08-06.
  40. "CT-14-022 Federal Medicaid Waiver" (PDF). 2019-08-06.
  41. Ostrom, Carol M. "State will change asset recovery policy for Medicaid enrollees". The Seattle Times. Archived from the original on 2013-12-21. Retrieved 2020-06-30.
  42. "Estate Recovery | Washington State Health Care Authority". hca.wa.gov. Retrieved 2019-08-06.
  43. Hunsberger, Brent (2013-12-02). "Cover Oregon: State says it won't pursue Oregon Health Plan recipients' assets". oregonlive.com. Retrieved 2019-08-06.
  44. "Oregon State Medicaid Estate Recovery Document" (PDF). 2019-08-16.
  45. "Medical Recovery Pamphlet for CANHR" (PDF). 2019-08-19.
  46. "Estate Recovery". .dhcs.ca.gov. Retrieved 2019-08-06.
  47. "Minnesota MA estate liens put to final rest". Moose Lake Star Gazette. Archived from the original on 2019-08-06. Retrieved 2019-08-06.
  48. joseph. kempf. "Estate recovery". Minnesota Department of Human Services. Retrieved 2019-08-06.
  49. "Colorado Medical Assistance Extate Recovery Program" (PDF). 2019-08-16.
  50. "Colorado State Plan Amendment (SPA) #: CO- 1.4- 001" (PDF). Medicaid.gov. 2014-05-20. Retrieved 2019-12-02.
  51. "Pennsylvania Code". pacode.com. Retrieved 2019-08-16.
  52. "PA Medicaid Estate Recovery Document" (PDF). 2019-08-16.
  53. "The Idaho Medicaid Estate Recovery Program". Idaho Care Line (2-1-1). Retrieved 2019-08-24.